Understand Bad Faith And Deal With It Successfully With Personal injury lawyer In Edmonton
Personal injury lawyer in Edmonton wants their clients to understand all about the bad faith tactics that the insurance companies often use when negotiating settlement. Here are some of the examples.
• Automatic denial of coverage without claim investigation
• Taking unreasonable time to find whether the coverage was applicable at time of the injuries
• After you file legitimate claim, they refuse to negotiate
• Ignore your telephone calls and letters
• Deny claims and fail to pay within reasonable time
• Refuse fair settlement negotiations even with obvious insured liability
• Not giving written clear explanation for denying the claim
• Improper law citation as excuse to deny or minimize claims
• Changing the adjuster to delay the negotiations once you enter the process
• Dragging negotiations intentionally without settlement up to expiry of limitation statute
• Use of deliberate or false improper legal or medical terms to minimize or deny claims
According to personal injury lawyer in Edmonton, the options to deal with the bad faith situation depends upon your situation in the claim process. Other options depend upon the degree of blatant attitude of the adjuster during such negotiations and the relationship of the claimant with the insurer. First party claims filing is under PIP coverage, under- or uninsured motorist coverage. You make claims to the own insurer in case of the second situation.
When you sustain injuries due to the negligence of someone else, your personal injury lawyer in Edmonton helps you to file claim under insurance policy of at-fault person. This is the third-party claim and remains so even when both the parties involved have policy with same insurer.
First-party claims
Sometimes it is legally possible to bring first-party claims in case of bad faith situations. This means that you can file lawsuit against own insurer for bad faith and unfair practices of other kind. Your personal injury lawyer in Edmonton might go for first-party claims even when you are the one responsible for the accident and are dealing with lawsuit because your insurer refused the settlement of the other party. This is especially when the other party wins verdict that is above the limits of your policy.
It is the duty of the insurer to defend the interest of their clients and they acted in a bad faith by letting the other party sue you. Addressing such situation is not difficult when you have personal injury lawyer in Edmonton present there to guide you and protect your interests. They are able to stop bad faith situations with careful wording in letters to the supervisor of the adjuster. The lawyers want you to stick to facts and never go for complaints regarding unfriendly behavior of adjuster or name calling. For more information visit here: BPCAB Personal Injury Lawyer